Terms of Service

Plain terms for a simple set of money tools.

Last updated: October 10, 2026

Who owns this app

Budget Builder by MyKey is developed and owned by MyKey Consulting Services LLC, based in Bothell, Washington. In these terms, "we" and "us" mean MyKey Consulting Services LLC. By using the app, you agree to these terms. If you do not agree, please do not use it.

What the app is, and is not

The app is an educational support tool. It offers a simple budget, a bills checklist, a savings tracker and money practice to help a person learn to plan their money.

It is not financial, benefits, tax, legal or investment advice.
It supplements, and does not replace, an IEP, a transition plan, or guidance from a teacher, benefits counselor, representative payee or other qualified person.
It is not a bank and does not hold, move or pay money. Marking a bill as paid in the app does not pay the bill.
The app does not remind you when a bill is due. You are responsible for paying your own bills on time.
The totals are only as correct as the numbers you type. Check important amounts against your real statements.
Messages such as "Think about saving some of it!" are encouragement, not advice for your situation.
If you receive benefits such as SSI, how much you earn and save can affect them. Before you make a decision about work, savings or benefits, talk with a qualified person, such as a certified benefits counselor.

Not for emergencies

Do not use the app to get help in an emergency. If someone is in danger, call 911.

Free to use

The app is free. Nothing is sold inside it, and no account is needed.

Your work

What you type is yours and stays on your device. We do not have a copy and cannot bring it back if it is erased or your device is lost. Keep your own record of anything important. The app is not an official record.

Using the app the right way

You agree that you will not use the app to break the law, and that you will not try to break, overload, copy or take apart the app.

Our work

The app belongs to MyKey Consulting Services LLC. This includes its design, text, practice questions, artwork, and the MyKey name. You may use them for your own personal, family or educational use. Please do not copy, sell or republish them without our written permission.

Copyright concerns

If you believe something in the app copies your work, email hello@mykeyplans.com with your name and contact details, the work you believe was copied, where it appears, and a statement that you are the owner or act for the owner. We will look into it promptly and remove content where that is right.

Accessibility

We want this app to work for everyone. Our Accessibility page explains what we do and how to tell us about a barrier.

The service as it is

We provide the app "as is" and "as available", without promises that it is complete, correct, current, or always available.

To the fullest extent the law allows, MyKey Consulting Services LLC is not responsible for late or missed payments, fees, lost or reduced benefits, money decisions made using the app, lost work, or indirect or incidental losses that come from using the app. Our total liability for any claim about the app is limited to $100. Some places do not allow some of these limits, so parts of this section may not apply to you.

Changes to these terms

We may update these terms. We will post the new version here and change the date at the top. If you keep using the app after a change, you agree to the new terms.

Governing law

These terms are governed by the laws of the State of Washington, United States. Any dispute will be handled in the state or federal courts located in King County, Washington.

Contact

MyKey Consulting Services LLC, Bothell, Washington. Email: hello@mykeyplans.com